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A Comparative Study on the Privacy Frameworks in Big Data Credit Reporting Across the European Union, the United States, and China

A Comparative Study on the Privacy Frameworks in Big Data Credit Reporting Across the European Union, the United States, and China The Legal Roadmap and Regulatory Landscape

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A Comparative Study on the Privacy Frameworks in Big Data Credit Reporting Across the European Union, the United States, and China

The Legal Roadmap and Regulatory Landscape

Ge Zhang

Law / International

This book provides a general vision of what a unified body of privacy law might look like, and how it has evolved to address contemporary privacy issues. Writing on the intersection between privacy law and Fintech law, this book focuses on the ongoing personal information protection reforms in China, and epitomizes a landscape of law and changes around the world. The evolution of privacy and data protection legislation across the globe is a true portrayal of the shifting of focus on privacy and data protection in the international community. This book unfolds the modern landscape of information privacy law from a comparative law perspective. Practically speaking, the aim of this book is to study the data protection legislative model in the European Union and propose a suitable legislative mechanism for personal information protection in China, based on China’s national conditions. To sum up, the central purpose of this research is to guide the rulemakers in crafting legal and policy solutions. By studying privacy, this book is trying to focus on a problem that has important ramifications for law and society.

Aspiring to be a legal expert in commercial law, the author is a Doctor of Juridical Science (J.S.D.) from Washington University in St. Louis (WashU) School of Law, United States. The author obtained her joint bachelor’s degrees in Laws (LL.B.) and Business Administration (B.B.A.) from China University of Political Science and Law. Her research interests lie in the fields of commercial law and financial regulation, with particular interests in Fin-Tech Law, Financial Regulation, Capital Market Law, Comparative Commercial Law, Information Privacy Law, as well as Data Protection and Governance. Her doctoral dissertation focuses on the legislative studies on PRC’s Personal Information Protection Law.  The author has published extensively in Chinese and foreign law reviews, journals, and books. She would like to strengthen her intellectual background and substantive legal knowledge by conducting comparative studies on business law under an international context and in a global perspective.


Publication Date: 02 September 2026
Publisher: Springer Nature Singapore
Imprint: Springer
ISBN-13: 9789819238170
Format: Hardback

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