This book explores the future of the financial services industry, giving readers an idea of the kinds of institutions and services that will survive in the early twenty-first century.

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• An informative and provocative exploration of the future of the financial services industry.
  
• Focuses on likely changes in the near future, such as greater use of the Internet for banking transactions and the increasing globalization of financial services.
  
• Points to the probable disappearance of the insurance sector as a separate industry.
  
• Describes changing conditions in key financial centres, especially the US, the UK, Germany, Japan and Switzerland.

Robert Grosse is Professor of International Business and Director of Research at Thunderbird, The American Graduate School of International Management in Arizona. He has more than 20 years experience of teaching international finance, international banking, finance in emerging markets, and other finance and global strategy seminars. He has also worked as a consultant to American Express, Banco de Costa Rica, Banco de Credito e Inversiones (Chile), Banco Ganadero (Colombia), Citibank, Chase Manhattan Bank, Manufacturers Hanover Bank, and Merrill Lynch.